hospital indemnity plans texas

Find Financial Protection with Hospital Indemnity Insurance

What would happen if you or a loved one faced high medical costs due to a hospital stay? Deductibles, copays, and other expenses not covered by your health insurance could put a strain on your budget and savings. But Hospital Indemnity insurance provides financial protection for the unexpected.

Hospital Indemnity health insurance plans offer affordable coverage that pays cash benefits for hospital admissions and stays to help cover out-of-pocket costs. Benefits are paid directly to you or your selected medical provider and are paid regardless of any other insurance you may have. Policies typically cover:

  • A fixed amount for each day you’re hospitalized, e.g. $500-$1000 daily
  • Benefits for hospital stays in intensive care units with higher payouts, e.g. $1000-$2000 daily
  • Additional lump-sum payments for the initial day of admission and discharge
  • Optional riders for surgical procedures, ambulance use, or physician visits during hospitalization
  • Protection whether you’re admitted for planned care like a knee replacement or emergency care due to accidents or illnesses

Hospital Indemnity insurance plans aim to protect your savings and financial security when health insurance isn’t enough. While health insurance covers medical care costs, it typically only pays a portion of the total charges, leaving you with out-of-pocket expenses like deductibles, copays, and coinsurance fees. Hospital Indemnity acts as a supplement to fill those coverage gaps.

Find the Peace of Mind that Comes with Added Protection

Unexpected medical events happen, and Hospital Indemnity insurance provides an added layer of financial security when you need it most. You can rest easier knowing you have extra protection in place for those high out-of-pocket costs that come with hospital stays and services.

For many, the affordable premiums for Hospital Indemnity insurance  plans are worth the investment for that added peace of mind and protection. Coverage for your entire family starts at just $xx per month. Customize with optional coverage for intensive care, surgeries, or indemnity for physician charges.

Are you prepared for the medical expenses your health insurance won’t pay? Call Texas Medicare Solutions at 210-908-6565 and speak with a licensed agent to learn more about Hospital Indemnity plan options and find coverage tailored for your needs. Plan for financial protection today so you have the security you need for the unknown costs of tomorrow.

How Can I Speak With a Local Licensed Agent?

To be contacted by one of our licensed insurance agents, fill out the form below. One of our licensed agents will call you as soon as possible.
For immediate assistance, you may also call our office at 210-908-6565 (877-362-2768 if you are calling from outside of San Antonio), Monday — Friday from 8am — 5pm

Looking for Medicare Advantage Plans in Texas? You’ve come to the right place.
At Texas Medicare Solutions, we have agents available in the areas of McAllen, Fort Worth, Waco, Dallas, and San Antonio.

Our Insurance Products

Medicare Advantage

Medicare Advantage Plans cover all Medicare services. Most Medicare Advantage Plans also offer extra coverage, like vision, hearing and dental coverage

Medicare Supplement

A Medicare Supplement (Medigap) policy is health insurance sold by private insurance companies which can help pay health care costs that Original Medicare doesn’t cover, like coinsurnce, copayments, or deductibles.

Hospital Indemnity Plan

Hospital indemnity insurance is a type of plan that pays a set amount – per day, per week, per month, or per visit – if you’re confined in a hospital.

Final Expense Insurance

Final expense insurance is a policy used to pay for burial expenses and funeral services when the named insured dies. This policy helps ease the financial burden placed on a family when a loved one dies.

Dental Insurance

Dental health is an important part of your overall wellness, and not having insurance may tempt you to skip regular cleanings and checkups.

Vision Insurance

Vision insurance is a way to reduce eye care expenses. In exchange for a monthly premium, the plan picks up some of the costs of vision care.