Meet The Team

Raul Gonzalez

Raul has 18 years experience selling insurance. Raul worked for large insurance carriers for the majority of his career, catering specifically to the senior market.  He worked for Humana selling Medicare Advantage Plans, health insurance and other senior products.  Raul founded Texas Medicare Solutions, based in San Antonio, TX, because he wanted to be able to place his clients on the insurance plan that was right for that individual. His philosophy is simple, “Do what’s best for your clients at all times”. Raul is a devout christian, married with two children, and spends much of his time volunteering at church, bike riding and playing his guitar.

Vince Cuadra

Vince has been in the insurance industry for 20 years.  After 12 years working for Humana, Vince decided to join Texas Medicare Solutions as an Independent Agent.  Vince specializes in Medicare Insurance as well as life and health insurance.  In his spare time, Vince enjoys spending time with his wife.  He has two grown children and two grandchildren.

Sheree Guinn

With over 30 years of experience in the senior insurance market, Sheree helps every client find the Medicare Advantage Plan or Medicare Supplement that is right for them.  Sheree worked for Humana Insurance for 9 years but now serves the New Braunfels, San Marcos, Canyon Lake and Schertz ares with many Medicare, Annuity and Life Insurance options.

Martha Chavez

Martha spent a total of 9 years working for Humana, selling Individual Major Medical, Medicare Advantage and many other plans. Martha always does what is best for her clients. Martha is married with three children. She spends time on the weekends watching them play football and cheering on her favorite football team, The University of Texas Longhorns.

Humberto Garcia

Humberto worked for Humana for 13 years before joining Texas Medicare Solutions. He prides himself on helping his clients, not just when they sign up, but long after they are enrolled in a plan. Humberto concentrates on San Antonio, Eagle Pass, Del Rio, Pearsall and Uvalde and specializes in Medicare products as well as final expense life insurance.

Natalie Gamez

Natalie is the owner of the Gamez Group. An Insurance Agency that focuses on Final Expense and Medicare.  Natalie realized that their clients might need help with Medicare products as well as Final Expense Life Insurance.

Oscar Ibieta

Oscar Ibieta was born and raised in San Antonio, TX. He attended Holy Cross High School, then attended Schreiner University in Kerrville where he played baseball and earned his degree in business management. Upon graduation, he joined the family restaurant business and opened a restaurant of his own. After a rough start, the decision was made to close the restaurant, which turned out to be a blessing in disguise. Oscar then ventured into the Medicare industry when a mutual friend explained to him how it worked, and offered him the training necessary to join this field. Having a passion for not only connecting with people, but also serving those in his community, Oscar quickly discovered that there is a genuine need for guidance when it comes to Medicare, and found his home at Texas Medicare Solutions. Today Oscar owns his own agency and has a team of agents whom he trains and teaches to guide seniors in the same way that he does. Oscar is married to Jamie Ibieta who is a physical therapist at a hospital. They have a newborn son, Luca, who was born in November of 2021.

Charlotte Folson

Charlotte spent 9 years working for Humana before deciding to join Texas Medicare Solutions as an independent agent.  Charlotte has built a career on giving her clients the personal attention that they need.  She works with Medicare Advantage Plans, Medicare Supplements and Final Expense Insurance.  In her spare time, Charlotte, a devout christian, enjoys spending time with her grandchildren and playing piano.

Priscilla Alvear

Tracey Gamez

As one half of the Gamez Group insurance agency, she helps hundreds of clients with their Final Expense and life insurance needs and has recently decided to help with their Medicare needs as well.

Priscilla Lopez

Priscilla worked for the commercial banking industry for 6 years before deciding to join the life and health insurance industry. For 3 years now, she has been helping clients with their Life & Final Expense needs

Steve Appin

After working for 4 years at Humana, Steve decided to become an independent agent so he could offer the best products for his clients. Having worked for fortune 500 companies such as USAA and Humana, Steve understands how to go the extra mile for his clients to deliver the best possible customer service to his clients.

Daniel Pulido

Daniel has spent the better part of a decade meeting the needs of his clients. After many years of working for Humana, Daniel decided to take his experience and open his own insurance agency to offer the South Texas community a wider range of plans . He learned it is not about selling a plan. Instead he believes it is more about understanding the needs of each individual. Daniel has helped many clients find the right plan . They have trusted and relied on his approach to business. He is an avid fisherman, enjoys cycling. You can find him at his website www.acumeninsure.com

Diana Casillas

Yvonne Harper

Benjamin Deluna

Gilbert Navarrette

Gilbert is a graduate of University of The Incarnate Word, where he received his Bachelors of Science in Business Administration, and is currently working on obtaining his Master’s in Business Administration. After Graduating in 2015, Gilbert obtained his license to sell Health Insurance in the State of Texas, and has quickly become an expert in Medicare Advantage plans, and Medicare Supplement plans, along with life and individual health insurance. Gilbert conducts many sales events in San Antonio, and the surrounding Areas, along with home visits for his clients. If needed Gilbert is willing to make the trip to help a client anywhere in the state of Texas, so please do not be afraid to ask. In his spare time Gilbert enjoys coaching his son in both Pop Warner, and CYO leagues.

Sharon Carew

Sharon is a graduate of Southwest Texas State University and brings 25 years of experience in the insurance industry. Her love for helping seniors with their Medicare needs has transferred organically from the group health insurance industry. She believes educating her clients is the first step in enrolling them in the plan best fit for them.

Marlene Mattox

Arnold Ramsey

Serving McLennan County, Arnold has sold Medicare Products for 12 Years.

Michael Salazar

Diana Garcia

Diana has been licensed for 10 years. She prides herself in helping her clients find the right plan and building a long term relationship with them. Her listening skills are a great attribute of hers. That is why she was top agent in the area on several occasions while working at Humana. As a partner in Acumen Insurance Group LLC, Diana can now offer many more options to her clients. On her spare time, she enjoys being involved with her children’s activities and is a huge Aggie fan. You can find her at her website www.acumeninsure.com

Barry Cummins

Barry worked for Humana for 5 years and then decided to join Texas Medicare Solutions so he could help his clients with many companies.

Chris Elmo

After spending many years in the Medical arena Chris had come across many people who have been improperly insured or underinsured, leaving them to make hard life decisions. With compassion and conviction, he decided to be a part of the solution and have helped his clients gain access to insurance plans that suit their needs. Chris' philosophy of educating his clients and coming together on decisions has helped achieve satisfaction and peace of mind.

Maria Elena Patino

Maria Elena “Lina” Patino has over 12 years experience in the insurance industry. She has worked the San Antonio and surrounding counties. Her goal is to help each individual she meets navigate the Road to Medicare, helping them review all their options, and understand their choices. She is committed to giving the best, most up to date, efficient information and excellent customer service. She believes and follows “The Golden Rule- Treating others as I wish to be treated” . That is, Courteous, Professional, With Respect, Integrity and Care. She is a wife, mother, and grandmother to 8 beautiful grandchildren. She believes “The size of my success is measured by the Satisfaction of my Clients.”

Melody Nasiatka

Melody has been a music teacher in San Antonio for 10 years. Transitioning into helping people with their insurance was very natural since it involves a great deal of teaching. She is more than willing to sit down with someone who has a lot of questions or who may be new to the Medicare world and explain processes and procedures to them and what their different options are going to be – several times if necessary.

Nancy Perez