In search of a renowned Medicare Insurance Broker? Perfect. Search no more!
At Texas Medicare Solutions, all of our agents are licensed independent agents who focus on Medicare Advantage, Medicare Supplement (Medigap) and Medicare Prescription Drug plans. As independent agents, we do not work for an insurance company; rather, we work for you. We realize that every individuals’ needs are different, so it is our goal to spend the appropriate amount of time with you to assist you.
When we first sit down at an appointment, our agents will spend about 10 minutes getting to know you. We will do a full needs analysis, asking you questions about things that are most important to you. If a gym membership (SilverSneakers®) is the most important thing to you, we will find a plan that includes that benefit. We want to know who you are, so we can best make a recommendation.
Our agents are compensated directly by the insurance carriers, so there is never any cost to you. Additionally, many of our agents have several years of experience and are eager to help you find the right plan.
All of our agents are licensed by the state of Texas and certify every year with several Medicare Advantage carriers so we can assist you.
It has become tremendously difficult to call insurance brokers in San Antonio and connect with a live person to help you. You go through numerous telephone prompts before reaching a representative. At Texas Medicare Solutions, we ensure that you never hold eternally again. We answer your incoming calls, and you’ll have immediate access to help! Call our office today to speak with a licensed agent at 210-908-6565.
Meet The Team

Raul Gonzalez
Agency OwnerRaul has 18 years experience selling insurance. Raul worked for large insurance carriers for the majority of his career, catering specifically to the senior market. He worked for Humana selling Medicare Advantage Plans, health insurance and other senior products. Raul founded Texas Medicare Solutions, based in San Antonio, TX, because he wanted to be able to place his clients on the insurance plan that was right for that individual. His philosophy is simple, “Do what’s best for your clients at all times”. Raul is a devout christian, married with two children, and spends much of his time volunteering at church, bike riding and playing his guitar.

Vince Cuadra
Licensed Sales AgentVince has been in the insurance industry for 20 years. After 12 years working for Humana, Vince decided to join Texas Medicare Solutions as an Independent Agent. Vince specializes in Medicare Insurance as well as life and health insurance. In his spare time, Vince enjoys spending time with his wife. He has two grown children and two grandchildren.

Sheree Guinn
Licensed Sales AgentWith over 30 years of experience in the senior insurance market, Sheree helps every client find the Medicare Advantage Plan or Medicare Supplement that is right for them. Sheree worked for Humana Insurance for 9 years but now serves the New Braunfels, San Marcos, Canyon Lake and Schertz ares with many Medicare, Annuity and Life Insurance options.

Martha Chavez
Licensed Sales AgentMartha spent a total of 9 years working for Humana, selling Individual Major Medical, Medicare Advantage and many other plans. Martha always does what is best for her clients. Martha is married with three children. She spends time on the weekends watching them play football and cheering on her favorite football team, The University of Texas Longhorns.

Humberto Garcia
Licensed Sales AgentHumberto worked for Humana for 13 years before joining Texas Medicare Solutions. He prides himself on helping his clients, not just when they sign up, but long after they are enrolled in a plan. Humberto concentrates on San Antonio, Eagle Pass, Del Rio, Pearsall and Uvalde and specializes in Medicare products as well as final expense life insurance.

Natalie Gamez
Licensed Sales AgentNatalie is the owner of the Gamez Group. An Insurance Agency that focuses on Final Expense and Medicare. Natalie realized that their clients might need help with Medicare products as well as Final Expense Life Insurance.

Oscar Ibieta
Licensed Sales AgentOscar is a graduate of Schreiner University in Kerrville, Texas and received his degree in business management. Upon graduating, Oscar opened a restaurant for a year before deciding to sell it. Wanting to continue in the industry of helping and serving people, he joined Texas Medicare Solutions, where he now focuses on Medicare Advantage plans, Medicare Supplements, life and Individual health insurance, and other products. Oscar enjoys playing baseball, watching sports, spending time with his family, and staying involved in the community.

Charlotte Folson
Licensed Sales AgentCharlotte spent 9 years working for Humana before deciding to join Texas Medicare Solutions as an independent agent. Charlotte has built a career on giving her clients the personal attention that they need. She works with Medicare Advantage Plans, Medicare Supplements and Final Expense Insurance. In her spare time, Charlotte, a devout christian, enjoys spending time with her grandchildren and playing piano.

Maria Lee
General AgentMaria has a passion for helping individuals maximize their healthcare needs. She received her Bachelors of Science from UTSA and her Master’s in Public Administration from UT RGV, and with over 20 years’ experience in health care, she is diligent and resourceful to ensure your individual needs are met. She has served Texas communities in Bexar and surrounding counties as well as the Rio Grande Valley, Corpus Christi, Eagle Pass, and all the way to San Angelo Texas. She serves with compassion and integrity, and ensures every appointment is given the personal attention and time to adequately identify the right option for each individual.




Tracey Gamez
Licensed Sales AgentAs one half of the Gamez Group insurance agency, she helps hundreds of clients with their Final Expense and life insurance needs and has recently decided to help with their Medicare needs as well.



Daniel Pulido
Managing General Agent (Acumen Insurance Group)Daniel has spent the better part of a decade meeting the needs of his clients. After many years of working for Humana, Daniel decided to take his experience and open his own insurance agency to offer the South Texas community a wider range of plans . He learned it is not about selling a plan. Instead he believes it is more about understanding the needs of each individual. Daniel has helped many clients find the right plan . They have trusted and relied on his approach to business. He is an avid fisherman, enjoys cycling. You can find him at his website www.acumeninsure.com





Gilbert Navarrette
Licensed Sales AgentGilbert is a graduate of University of The Incarnate Word, where he received his Bachelors of Science in Business Administration, and is currently working on obtaining his Master’s in Business Administration. After Graduating in 2015, Gilbert obtained his license to sell Health Insurance in the State of Texas, and has quickly become an expert in Medicare Advantage plans, and Medicare Supplement plans, along with life and individual health insurance. Gilbert conducts many sales events in San Antonio, and the surrounding Areas, along with home visits for his clients. If needed Gilbert is willing to make the trip to help a client anywhere in the state of Texas, so please do not be afraid to ask. In his spare time Gilbert enjoys coaching his son in both Pop Warner, and CYO leagues.


Arnold Ramsey
Licensed Sales AgentServing McLennan County, Arnold has sold Medicare Products for 12 Years.


Barry Cummins
Licensed Insurance AgentBarry worked for Humana for 5 years and then decided to join Texas Medicare Solutions so he could help his clients with many companies.

Diana Garcia
Managing General Agent (Acumen Insurance Group)Diana has been licensed for 10 years. She prides herself in helping her clients find the right plan and building a long term relationship with them. Her listening skills are a great attribute of hers. That is why she was top agent in the area on several occasions while working at Humana. As a partner in Acumen Insurance Group LLC, Diana can now offer many more options to her clients. On her spare time, she enjoys being involved with her children’s activities and is a huge Aggie fan. You can find her at her website www.acumeninsure.com

Sarah Martinez
Sarah has been in the insurance business for over 5 years. She owned her own agency in property and casual

Steve Appin
Licensed Sales AgentAfter working for 4 years at Humana, Steve decided to become an independent agent so he could offer the best products for his clients. Having worked for fortune 500 companies such as USAA and Humana, Steve understands how to go the extra mile for his clients to deliver the best possible customer service to his clients.

Gary Cole

Maria Elena Patino
Maria Elena “Lina” Patino has over 12 years experience in the insurance industry. She has worked the San Antonio and surrounding counties. Her goal is to help each individual she meets navigate the Road to Medicare, helping them review all their options, and understand their choices. She is committed to giving the best, most up to date, efficient information and excellent customer service. She believes and follows “The Golden Rule- Treating others as I wish to be treated” . That is, Courteous, Professional, With Respect, Integrity and Care. She is a wife, mother, and grandmother to 8 beautiful grandchildren. She believes “The size of my success is measured by the Satisfaction of my Clients.”

Abel Padilla
Licensed Sales AgentAbel has over 16 years experience selling life and health insurance. He has experience with many major carriers, such as Humana, United Healthcare, Aetna, BCBS. He works with both Advantage and Medicare supplement plans. These years of experience also include, Individual Health Plans and Life Insurance/Final Expense. Abel works for his clients, and ensures that in his consultation, every need is met for his clients. He is diligent and provides excellent customer service to each client. Abel’s philosophy is “The customer is first.” When Abel isn’t working, he enjoys spending time with his family and serving his community. He also enjoys sports, movies, reading new books, and learning new things. Abel is always ready and happy to assist with all your insurance needs.

Melody Nasiatka
Licensed Sales AgentMelody has been a music teacher in San Antonio for 10 years. Transitioning into helping people with their insurance was very natural since it involves a great deal of teaching. She is more than willing to sit down with someone who has a lot of questions or who may be new to the Medicare world and explain processes and procedures to them and what their different options are going to be – several times if necessary.
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Contact Us
Contact Us
- info@txmedsolutions.com
- 210-908-6565 Office
- 210-878-4019 Fax
-
6502 Bandera Rd Ste 210,
San Antonio, TX 78238
TMS Insurance Brokerage, INC dba. Texas Medicare Solutions is a licensed insurance agency (License #1989071) that works with edicare enrollees to explain Medicare Advantage, Medicare Supplement and Prescription Drug Plan options. Our agents serve all of Texas, including San Antonio, Atascosa, Bandera, Bexar, Comal, Guadalupe, Medina, Wilson Maverick counties. We have agents in Waco (McLellan County), Dallas, Fort Worth (DFW Metroplex) and the Rio Grande Valley. (McAllen, Brownsville and Harlingen). To find an agent call 210-908-6565.