Introduction
The Annual Enrollment Period may be over but that doesn’t mean you should forget about your Medicare plan until next October. The “off-season” is the perfect time to evaluate how your plan is working.
🧭 Why Review Now?
- You have more time to reflect without deadlines
- You can spot coverage gaps before they become problems
- You may qualify for a Special Enrollment Period due to life changes
🔍 Questions to Ask Yourself
- Are your doctors still in-network?
- Are your prescriptions covered affordably?
- Have you had surprise bills or uncovered services?
- Are you traveling or moving soon?
📦 What to Review in Your Current Plan
- Monthly Premium: Has it changed? Is it still affordable?
- Out-of-Pocket Costs: Are your copays or deductibles too high?
- Network Access: Have you had to change providers?
- Extras: Are you using dental, vision, or other benefits?
🚨 Red Flags That Suggest It’s Time to Switch
- You’ve had unexpected costs
- Your doctors are no longer in-network
- Your prescriptions are no longer covered
- You’ve moved or are about to
✅ What You Can Do in the Off-Season
- Research alternative plans and benefits
- Talk with a licensed agent to get an informal plan comparison
- Prepare for the next Annual Enrollment Period with confidence
Conclusion
Medicare isn’t a “set it and forget it” decision. Life changes and your coverage should keep up. Let TxMedSolutions help you stay ahead of the curve by reviewing your plan anytime, not just during enrollment windows.
