Introduction
Watching a loved one turn 65 can bring up many emotions including the stress of navigating Medicare. Whether you’re a caregiver, adult child, or trusted friend, your support can make a huge difference.
Here’s how you can help someone you love make smarter, more confident Medicare decisions.
👂 Start with Listening
Ask how they’re feeling about Medicare and what they’ve heard so far. Many older adults are overwhelmed or embarrassed to ask questions. Just being a calm, curious listener is a great place to start.
📝 Help Them Get Organized
Gather important info:
- Their Medicare card (or upcoming eligibility date)
- A list of doctors and preferred hospitals
- Current prescriptions and dosages
- Any existing coverage (retiree plans, Medicaid, etc.)
💬 Understand the Basics Together
- Original Medicare = Part A + B
- Add Part D for drug coverage (or choose a Medicare Advantage plan with drug benefits)
- Medigap = optional add-on for cost coverage
🔐 Respect Privacy and Consent
Medicare agents must follow strict privacy laws. If you’ll be helping directly, have your loved one complete a “Scope of Appointment” form or a power of attorney if needed.
📞 Work with a Licensed Agent
A good agent will explain options without rushing or upselling. They’ll help compare plans, review costs, and walk your loved one through enrollment.
❤️ Be Patient
This is a big transition. Your support emotional and logistical goes a long way.
Conclusion
Helping someone navigate Medicare isn’t about having all the answers. It’s about walking beside them with empathy, good questions, and trusted resources. TxMedSolutions is always here to be part of your caregiving team.
