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In search of a renowned Medicare Insurance Broker? Perfect. Search no more!

At Texas Medicare Solutions, all of our agents are licensed independent agents who focus on Medicare Advantage, Medicare Supplement (Medigap) and Medicare Prescription Drug plans.  As independent agents, we do not work for an insurance company; rather, we work for you.  We realize that every individuals’ needs are different, so it is our goal to spend the appropriate amount of time with you to assist you.

Why Choose an Independent Medicare Agent?

When we first sit down at an appointment, our agents will spend about 10 minutes getting to know you.  We will do a full needs analysis, asking you questions about things that are most important to you.  If a gym membership (SilverSneakers®) is the most important thing to you, we will find a plan that includes that benefit.  We want to know who you are, so we can best make a recommendation.

Our agents are compensated directly by the insurance carriers, so there is never any cost to you.  Additionally, many of our agents have several years of experience and are eager to help you find the right plan.

All of our agents are licensed by the state of Texas and certify every year with several Medicare Advantage carriers so we can assist you.

It has become tremendously difficult to call insurance brokers in San Antonio and connect with a live person to help you. You go through numerous telephone prompts before reaching a representative. At Texas Medicare Solutions, we ensure that you never hold eternally again. We answer your incoming calls, and you’ll have immediate access to help! Call our office today to speak with a licensed agent at 210-908-6565.

Meet Our Independent Medicare Agents

Raul Gonzalez
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Raul Gonzalez

Agency Owner

Raul has 18 years experience selling insurance. Raul worked for large insurance carriers for the majority of his career, catering specifically to the senior market.  He worked for Humana selling Medicare Advantage Plans, health insurance and other senior products.  Raul founded Texas Medicare Solutions, based in San Antonio, TX, because he wanted to be able to place his clients on the insurance plan that was right for that individual. His philosophy is simple, “Do what’s best for your clients at all times”. Raul is a devout christian, married with two children, and spends much of his time volunteering at church, bike riding and playing his guitar.

Vince Cuadra
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Vince Cuadra

Licensed Sales Agent

Vince has been in the insurance industry for 20 years.  After 12 years working for Humana, Vince decided to join Texas Medicare Solutions as an Independent Agent.  Vince specializes in Medicare Insurance as well as life and health insurance.  In his spare time, Vince enjoys spending time with his wife.  He has two grown children and two grandchildren.

Sheree Guinn
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Sheree Guinn

Licensed Sales Agent

With over 30 years of experience in the senior insurance market, Sheree helps every client find the Medicare Advantage Plan or Medicare Supplement that is right for them.  Sheree worked for Humana Insurance for 9 years but now serves the New Braunfels, San Marcos, Canyon Lake and Schertz ares with many Medicare, Annuity and Life Insurance options.

Martha Chavez
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Martha Chavez

Licensed Sales Agent

Martha spent a total of 9 years working for Humana, selling Individual Major Medical, Medicare Advantage and many other plans. Martha always does what is best for her clients. Martha is married with three children. She spends time on the weekends watching them play football and cheering on her favorite football team, The University of Texas Longhorns.

Humberto “Beto” Garcia
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Humberto Garcia

Licensed Sales Agent

Humberto worked for Humana for 13 years before joining Texas Medicare Solutions. He prides himself on helping his clients, not just when they sign up, but long after they are enrolled in a plan. Humberto concentrates on San Antonio, Eagle Pass, Del Rio, Pearsall and Uvalde and specializes in Medicare products as well as final expense life insurance.

Natalie Gamez
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Natalie Gamez

Licensed Sales Agent

Natalie is the owner of the Gamez Group. An Insurance Agency that focuses on Final Expense and Medicare.  Natalie realized that their clients might need help with Medicare products as well as Final Expense Life Insurance.

Oscar Ibieta
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Oscar Ibieta

Licensed Sales Agent

Oscar Ibieta was born and raised in San Antonio, TX. He attended Holy Cross High School, then attended Schreiner University in Kerrville where he played baseball and earned his degree in business management. Upon graduation, he joined the family restaurant business and opened a restaurant of his own. After a rough start, the decision was made to close the restaurant, which turned out to be a blessing in disguise. Oscar then ventured into the Medicare industry when a mutual friend explained to him how it worked, and offered him the training necessary to join this field. Having a passion for not only connecting with people, but also serving those in his community, Oscar quickly discovered that there is a genuine need for guidance when it comes to Medicare, and found his home at Texas Medicare Solutions. Today Oscar owns his own agency and has a team of agents whom he trains and teaches to guide seniors in the same way that he does. Oscar is married to Jamie Ibieta who is a physical therapist at a hospital. They have a newborn son, Luca, who was born in November of 2021.

Charlotte Folson
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Charlotte Folson

Licensed Sales Agent

Charlotte spent 9 years working for Humana before deciding to join Texas Medicare Solutions as an independent agent.  Charlotte has built a career on giving her clients the personal attention that they need.  She works with Medicare Advantage Plans, Medicare Supplements and Final Expense Insurance.  In her spare time, Charlotte, a devout christian, enjoys spending time with her grandchildren and playing piano.

Maria Lee
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Maria Lee

General Agent

Maria has a passion for helping individuals maximize their healthcare needs.  She received her Bachelors of Science from UTSA and her Master’s in Public Administration from UT RGV, and with over 20 years’ experience in health care, she is diligent and resourceful to ensure your individual needs are met.  She has served Texas communities in Bexar and surrounding counties as well as the Rio Grande Valley, Corpus Christi, Eagle Pass, and all the way to San Angelo Texas.  She serves with compassion and integrity, and ensures every appointment is given the personal attention and time to adequately identify the right option  for each individual.

Ann Herrera
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Ann Herrera

Licensed Sales Agent
Priscilla Alvear
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Priscilla Alvear

Licensed Sales Agent
Tracey Gamez
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Tracey Gamez

Licensed Sales Agent

As one half of the Gamez Group insurance agency, she helps hundreds of clients with their Final Expense and life insurance needs and has recently decided to help with their Medicare needs as well.

Mario Martinez
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Mario Martinez

Licensed Sales Agent
Priscilla Lopez
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Priscilla Lopez

Licensed Sales Agent

Priscilla worked for the commercial banking industry for 6 years before deciding to join the life and health insurance industry. For 3 years now, she has been helping clients with their Life & Final Expense needs

Daniel Pulido
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Daniel Pulido

Managing General Agent (Acumen Insurance Group)

Daniel has spent the better part of a decade meeting the needs of his clients. After many years of working for Humana, Daniel decided to take his experience and open his own insurance agency to offer the South Texas community a wider range of plans . He learned it is not about selling a plan. Instead he believes it is more about understanding the needs of each individual. Daniel has helped many clients find the right plan . They have trusted and relied on his approach to business. He is an avid fisherman, enjoys cycling. You can find him at his website www.acumeninsure.com

Diana Casillas
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Diana Casillas

Licensed Sales Agent
Yvonne Harper
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Yvonne Harper

Licensed Sales Agent
Benjamin Deluna
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Benjamin Deluna

Licensed Sales Agent
Gilbert Navarrette
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Gilbert Navarrette

Licensed Sales Agent

Gilbert is a graduate of University of The Incarnate Word, where he received his Bachelors of Science in Business Administration, and is currently working on obtaining his Master’s in Business Administration. After Graduating in 2015, Gilbert obtained his license to sell Health Insurance in the State of Texas, and has quickly become an expert in Medicare Advantage plans, and Medicare Supplement plans, along with life and individual health insurance. Gilbert conducts many sales events in San Antonio, and the surrounding Areas, along with home visits for his clients. If needed Gilbert is willing to make the trip to help a client anywhere in the state of Texas, so please do not be afraid to ask. In his spare time Gilbert enjoys coaching his son in both Pop Warner, and CYO leagues.

Sharon Carew
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Sharon Carew

Licensed Sales Agent

Sharon is a graduate of Southwest Texas State University and brings 25 years of experience in the insurance industry. Her love for helping seniors with their Medicare needs has transferred organically from the group health insurance industry. She believes educating her clients is the first step in enrolling them in the plan best fit for them.

Marlene Mattox
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Marlene Mattox

Licensed Sales Agent
Arnold Ramsey
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Arnold Ramsey

Licensed Sales Agent

Serving McLennan County, Arnold has sold Medicare Products for 12 Years.

Michael Salazar
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Michael Salazar

Licensed Sales Agent
Diana Garcia
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Diana Garcia

Managing General Agent (Acumen Insurance Group)

Diana has been licensed for 10 years. She prides herself in helping her clients find the right plan and building a long term relationship with them. Her listening skills are a great attribute of hers. That is why she was top agent in the area on several occasions while working at Humana. As a partner in Acumen Insurance Group LLC, Diana can now offer many more options to her clients. On her spare time, she enjoys being involved with her children’s activities and is a huge Aggie fan. You can find her at her website www.acumeninsure.com

Maria Elena Patino
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Maria Elena Patino

Maria Elena “Lina” Patino has over 12 years experience in the insurance industry. She has worked the San Antonio and surrounding counties. Her goal is to help each individual she meets navigate the Road to Medicare, helping them review all their options, and understand their choices. She is committed to giving the best, most up to date, efficient information and excellent customer service. She believes and follows “The Golden Rule- Treating others as I wish to be treated” . That is, Courteous, Professional, With Respect, Integrity and Care. She is a wife, mother, and grandmother to 8 beautiful grandchildren. She believes “The size of my success is measured by the Satisfaction of my Clients.”

Melody Nasiatka
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Melody Nasiatka

Licensed Sales Agent

Melody has been a music teacher in San Antonio for 10 years. Transitioning into helping people with their insurance was very natural since it involves a great deal of teaching. She is more than willing to sit down with someone who has a lot of questions or who may be new to the Medicare world and explain processes and procedures to them and what their different options are going to be – several times if necessary.

Steve Appin
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Steve Appin

Licensed Sales Agent

After working for 4 years at Humana, Steve decided to become an independent agent so he could offer the best products for his clients. Having worked for fortune 500 companies such as USAA and Humana, Steve understands how to go the extra mile for his clients to deliver the best possible customer service to his clients.

Barry Cummins
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Barry Cummins

Licensed Insurance Agent

Barry worked for Humana for 5 years and then decided to join Texas Medicare Solutions so he could help his clients with many companies.

Chris Elmo
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Chris Elmo

Licensed Sales Agent

After spending many years in the Medical arena Chris had come across many people who have been improperly insured or underinsured, leaving them to make hard life decisions. With compassion and conviction, he decided to be a part of the solution and have helped his clients gain access to insurance plans that suit their needs. Chris' philosophy of educating his clients and coming together on decisions has helped achieve satisfaction and peace of mind.